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Responses are in pct, this is 2019 data pre Covid

q10a. Level of interest rates - We will turn now to the terms and conditions of bank financing, such as bank loans, overdrafts and credit lines. Please indicate whether the following items increased, remained unchanged or decreased in the past 6 months?

Albania

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Austria

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Belgium

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Bosnia and Herzegovina

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Bulgaria

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Croatia

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Cyprus

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Czech Republic

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Denmark

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Estonia

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EU27

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Finland

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France

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Germany

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Greece

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Hungary

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Iceland

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Ireland

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Italy

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Kosovo

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Latvia

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Lithuania

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Luxembourg

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Malta

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Montenegro

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Netherlands

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North Macedonia

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Poland

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Portugal

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Romania

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Serbia

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Slovakia

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Slovenia

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Spain

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Sweden

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Turkey

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